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If you have had problems getting approved for a credit card because of a lack of credit history or past credit problems, Chicago Municipal’s Back on Track MasterCard could be the solution for you.
We realize that bad things sometimes can happen to good people, and that it can be difficult to get the second chance you deserve. Our Back on Track MasterCard helps you establish good credit while you enjoy all the advantages associated with one of the most widely accepted and recognized credit cards in the world. You can make purchases online, over the phone, or anywhere MasterCard is accepted; reserve hotel rooms and rental cars; and get cash at hundreds of thousands of ATMs nationwide.
The Back on Track MasterCard is what is known as a “secured” credit card. You set your own credit limit, by making an equivalent deposit for any amount you choose between $300 and $2,000. If you want to increase your credit limit, you can make additional deposits. And as you make your monthly payments on time, we make favorable reports to Trans Union credit bureau, helping you to build a good credit record.
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