Chicago Municipal Employees Credit Union offers several different types of checking accounts, so you can choose the one that best meets your needs.
You can choose from Basic Checking, Universal Checking, Checkless
Checking.
|
|
Basic |
Universal |
Checkless |
|
Monthly Service Fee |
$6.00 |
$6.00 |
$6.00 |
|
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|
To Avoid Monthly Service Fee |
Direct Deposit |
Direct Deposit |
Direct Deposit |
|
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Minimum Balance to Open
Account with Privileges
OR
Combination of
share, checking, CD's,
financial health acct and
IRA's |
$100.00
$3,000
No Minimum
required - No monthly
service fee |
No Minimum
$3,000
No
Minimum required - No
monthly service fee |
$100.00
$3,000
No Minimum
required - No monthly
service fee |
|
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Foreign ATM Transactions
Overdraft Privileges
Rate Discounts On Loan Products
|
$2.00
Courtesy Pay up to $600
.25% for
Secured
products
|
$2.00
Courtesy Pay up to $600
.25% for
Unsecured products
|
$2.00
Overdraft $200
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24-hour Telephone Teller Service
Call Center
CMECU Debit/ATM Transactions
Debit/ATM Card with every checking
|
Free
24/7, 364 days for your convenience to talk to a live person
Free
Free CMECU card with
rewards points (1 point for
every $2 spend)
No Expiration on points
|
Free
24/7, 364 days for your convenience to talk to a live person
Free
Free CMECU card with
rewards points (1 point for
every $2 spend)
No Expiration on points
|
Free
24/7, 364 days for your convenience to talk to a live person
Free
Free CMECU
Card with rewards points
(1 point for every $2 spend)
No Expiration on points
|
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Notary Public
|
Free
|
Free
|
Free
|
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Check Writing Limits
|
Unlimited
|
Unlimited
|
Unlimited
|
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Free Checks
|
1st Box free-Basic checks.
|
1st Box free- basic checks.
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Electronic
Services
|
Free
Home
Banking
Free
E
Statements &
Bill
Payment
Free Online reorder
checks
|
Free
Home
Banking
Free
E
Statements &
Bill
Payment
Free
Online reorder checks
|
Free
Home
Banking
Free
E
Statements &
Bill
Payment
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