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Line of Credit Loans

A personal line of credit loan is an unsecured loan that lets you get cash advances whenever you need them, up to a preset credit limit. Once your application is approved, you can access your line of credit in person, by telephone or through the mail. And since it is a revolving line of credit, each payment you make helps replenish the available balance, so it's always there when you need it.

You personal line of credit can be used to provide overdraft protection for your credit union checking account. When you apply and are approved for this loan, your line of credit will automatically advance cash (up to your approved credit limit) into your checking account to cover any overdraft. This helps you to avoid bouncing checks, saving costly fees and embarrassment. There’s no application fee or monthly service charge, and you owe interest and make payments only on the amount of cash advanced.








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