CMECU Savings Rates
Share/Checking Accounts
Effective Date: Monday, April 12th, 2021
| Type | Tier Range | APR | APY |
|---|---|---|---|
| Regular Shares | $25.00-$9,999.99 | 0.05% | 0.05% |
| Regular Shares | $10,000.00 and Greater | 0.10% | 0.10% |
| Premium Payroll | $100.00-Up | 0.10% | 0.10% |
| Basic Checking | $1,000.00-Up | 0.05% | 0.05% |
| Universal Checking | $2,000.00-Up | 0.10% | 0.10% |
| IRA** | $500.00-$9,999.99 | 1.00% | 1.00% |
| IRA | $10,000.00-Up | 1.10% | 1.10% |
| Holiday Club | N/A | 0.55% | 0.55% |
| **Dividends will be applied on the Traditional and Roth IRA when the minimum balance is met. | |||
Money Market Accounts
Effective Date: Monday, April 12th, 2021
| Tier Range | APR | APY |
|---|---|---|
| $2,500.00-$9,999.99 | 0.50% | 0.50% |
| $10,000.00-$49,999.99 | 0.65% | 0.65% |
| $50,000.00-Up | 0.90% | 0.90% |
Financial Health Club
Effective Date: Monday, April 12th, 2021
Minimum-Maximum
$.01-$25,000.00
| Term | APR | APY |
|---|---|---|
| 12 Month | 0.50% | 0.50% |
| 18 Month | 0.70% | 0.70% |
| 24 Month | 1.00% | 1.00% |
| 36 Month | 1.20% | 1.20% |
Certificates
Effective Date: Monday, April 12th, 2021
| Term | APR | APY |
|---|---|---|
| Minimum-Maximum $1,000.00-$9,999.99 | ||
| 6 Month | 0.20% | 0.20% |
| 12 Month | 0.45% | 0.45% |
| 18 Month | 0.55% | 0.55% |
| 24 Month | 0.65% | 0.65% |
| 36 Month | 0.75% | 0.75% |
| 48 Month | 0.80% | 0.80% |
| Minimum-Maximum $10,000.00-$24,999.99 | ||
| 6 Month | 0.30% | 0.30% |
| 12 Month | 0.55% | 0.55% |
| 18 Month | 0.65% | 0.65% |
| 24 Month | 0.75% | 0.75% |
| 36 Month | 0.85% | 0.85% |
| 48 Month | 0.90% | 0.90% |
| Minimum-Maximum $25,000.00-Higher | ||
| 6 Month | 0.60% | 0.60% |
| 12 Month | 0.80% | 0.80% |
| 18 Month | 1.05% | 1.05% |
| 24 Month | 1.25% | 1.25% |
| 36 Month | 1.45% | 1.45% |
| 48 Month | 1.65% | 1.65% |
APR=Annual Percentage Rate. APY=Annual Percentage Yield.
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